This Privacy Policy explains the collection, use, and disclosure of "personal information" by Deans & Homer through the websites that we operate. As used in this policy, "personal information" means information that would allow someone to identify you. Examples of personal information include your name, address, telephone number, or email address.

Personal information we collect

We collect only the personal information that we need to administer your account.

We collect information from the following sources:

• You - as provided in writing, through email, by fax, or by phone
• Your agent - as provided in writing, through email, by fax, or by phone
• Outside parties - for example, your prior insurance carrier, or anyone to whom you may have reported a loss

Personal information we disclose

None, except as listed below:

• As you may request.
• As required by law or regulation.
• As required to process your application or policy including the determination and collection of premiums and the investigation, adjustment and supervision of claims.
• As needed in the event of a transfer of policy representation to another agent by either the Insurance Company or Deans & Homer.

Cookies

Cookies are small text files that a website transfers to your hard disk for added functionality or for tracking site usage. We use cookies only to identify repeat users of our site and to bypass signing in. We do not use cookies to gather personal information such as your name or e-mail address.

The security of personal information collected via the web site

Deans & Homer has implemented reasonable measures to protect against unauthorized access to and unlawful interception or processing of personal information that Deans & Homer stores and controls. However, no website can fully eliminate security risks. Third parties may circumvent our security measures to unlawfully intercept or access transmissions or private communications. We will post a reasonably prominent notice to the web site if we become aware of any such security breach.

Children

Deans & Homer's websites are not directed at children under the age of 13. Consistent with the federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personal information from anyone under the age of 13 without requiring parental consent. Any person who provides their personal information through the websites represents that they are 13 years of age or older.

Third-Party Sites

Deans & Homer's websites may include links to other websites. You should consult the respective privacy policies of these third-party sites. This Privacy Policy does not apply to, and we cannot control the activities of, such other websites.

Questions?

If you have questions about this Privacy Policy, please contact us by email at webmaster@deanshomer.com.

Deans & Homer may revise this policy at any time by updating this posting.

This privacy policy is based in part on the privacy policy of Creative Commons and is used under the provisions of the Creative Commons Attribution 3.0 License.